Our Solutions

With decades of experience in the financial services industry, we understand the importance of building a bona fide retirement program that is designed to keep you compliant while benefiting all employees from owners to supervisory staff as well as hourly workers.

• Retirement solutions designed with compliance, ease of implementation, and wealth optimization in mind.

• Specializing in Prevailing Wage benefit plans, we know how to optimize contributions creating valuable opportunities for business owners and highly  compensated employees.

• We evaluate each contractor’s needs and design a plan that maximizes every fringe dollar contributed.

Managing multiple job sites across various states, fluctuating workforce sizes, seasonal shifts, job interruptions, and complex administrative requirements can be overwhelming for contractors.

• Our solutions are tailored to meet your unique operational challenges with integrated billing, administration, eligibility tracking, and COBRA management through a single data file transfer, streamlining your processes and reducing costs.

• We provide a range of enrollment options to suit your needs and those of your employees, including:

    • Call Center Support

    • Web-based Portal

    • File Feed

    • Traditional Paper Enrollment

An HRA is an employer-funded plan that reimburses employees for out-of-pocket medical expenses and health insurance premiums depending on the plan. HRAs are an effective tool for supporting employee health and wellness while controlling healthcare costs.

• Employer-Funded: The employer funds the plan with fringe dollars.

• Tax-free: Employees receive reimbursements for eligible medical expenses, which may include monthly premiums, co-pays, deductibles, prescriptions and other out- of-pocket costs.

• Rollover: Unspent funds can be carried over to the following year.

• Individual coverage: A flexible alternative to a traditional group medical plan, allowing employees to select their own individual health insurance.

The SUB Plan is a prevailing wage fringe benefit designed for projects governed by the Davis-Bacon Act or State Prevailing Wage Laws. It provides financial support to employees when they are not working or working fewer hours than full-time.

• This plan applies when employees work less than 40 hours a week or fewer than 173 hours a month due to factors like layoffs, weather, illness, lack of work, or equipment downtime.

• Provides immediate financial relief for employees during slower periods or while they are between jobs.

• Delivers seamless administration and employee reporting.