About JTK Fringe Benefit Solutions
JTK Fringe Benefit Solutions, LLC is your Prevailing Wage Partner offering employee benefit solutions that help contractors reduce costs and increase their competitiveness in the marketplace.
Who We Serve
Construction Contractors
One of the greatest challenges facing merit shop government contractors is managing the paperwork around compliance, healthcare reform, fringe benefits, and taxes. With constantly evolving rules and regulations, staying compliant can be time-consuming and labor intensive.
Drawing on years of experience analyzing the needs of government contractors we design and implement tailored benefits that provide a comprehensive solution for prevailing wage workers.
Did you know? Allocating the fringe amount to a bona fide benefits plan can lead to significant savings in payroll taxes and workers compensation insurance. These savings can make all the difference in securing or losing a government contract.
We help construction contractors:
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Stay compliant with regulations such as the Davis Bacon Act, local wage ordinances, ERISA and the Affordable Care Act.
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Use their fringe dollars to fund bona fide benefits, reducing payroll tax burden.
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Maximize owners and highly compensated employees contributions to retirement accounts.
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Provide high-quality health, dental, vision and life insurance benefits.
Service Contractors
For companies vying for Service Contract Act (SCA) jobs, compliance with regulations related to healthcare reform, fringe benefits, and taxes can be overwhelming. They are numerous, complex and constantly changing. That is why non-compliance is a constant concern.
We help service contractors:
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Stay compliant with government regulations such as the Service Contract Act, local wage ordinances, ERISA and the Affordable Care Act (ACA).
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Use the fringe as bona fide benefits to cut payroll tax costs.
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Maximize retirement plan contributions for owners and highly compensated employees.
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Provide quality health, dental, vision and life insurance benefits
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Ensure stability of health benefits during work stoppages, layoffs, or when between jobs.
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Offer seamless administration of benefit programs.
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Mitigate fiduciary and cash flow risks.
Let us handle the complexities, so you can focus on growing your business and securing that next contract!
Meet Our Expert

Todd Kikol
As Principal of JTK Fringe Benefit Solutions, Todd has worked in the financial services industry for over 25 years helping individuals and small business owners build financial stability. Prior to founding JTK Fringe Benefit Solutions he spent six years working at one of the largest group benefit companies that focused exclusively on Contractors, developing his knowledge of the Davis Bacon and Service Contract Act. He started his career as a financial advisor at Edward Jones and had the pleasure of holding multiple business development roles at Merrill Lynch as well as BlackRock in Princeton, NJ and San Francisco, CA. Todd relocated back to Bay Village, Ohio in 2017 where he resides with his fiancé. In his spare time he enjoys traveling and spending quality time with his family and friends.

Still Have Questions?
Don’t hesitate to reach out to us anytime